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If your debt is owed by a company or a partnership, it is a commercial debt and our services are outlined below.  For businesses looking to recover debts owed by an individual or sole trader, please follow the link to our page dedicated to consumer debt.

To start the debt recovery process you need to send a solicitors’ letter to your debtor, demanding payment. For Business Essentials members, solicitor’s letters are free of charge(*) and is normally enough to persuade a business debtor to pay the money they owe.

We provide two types of letter, with a Late Payment Demand providing an option to recover interest on the debt you are owed:

Letter Before Action (Free*)
Late Payment Demand (Free*)

In the event that the letter you choose does not get your debtor to pay (many of course will pay once they get our letter) then the following links explain the next simple steps in our process.

Amicable Collections
Court Claims
Judgment and Enforcement
Trace Field Services

Remember that you control these next steps and we only take an action if you ask us to.

*First 20 letters per year are free of charge for FSB Business Essentials members sending letters to a UK address. Additional letters attract a small charge of £2 for a letter before action, or £5 for a late payment demand. All prices exclude VAT.


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