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The tables below illustrate the costs of commencing action within the courts in England and Wales where your debt is below £100,000. Many of the costs shown below are recoverable from the debtor as part of your claim and are highlighted in the ‘debtor pays’ column. There is however no guarantee that you will win your claim and where it proves unsuccessful you will have incurred the costs below without the ability to recover them from your debtor.

Court Claims

Debt owed Court fees Our fee
(excluding VAT)
Total
(excluding VAT)
Debtor pays
Up to £200 £25 £55 £80 £75
£200 – £300 £25 £65 £90 £75
£300 -£500 £35 £70 £105 £85
£500 – £600 £60 £90 £150 £130
£600 – £1,000 £60 £105 £165 £130
£1,000 – £1,500 £70 £115 £185 £150
£1,500 – £3,000 £105 £125 £230 £185
£3,000 – £5,000 £185 £135 £320 £265
£5,000 – £10,000 £410 £155 £565 £510
£10,000
– £50,000
4.5% value
of the claim
£155 £155 + 4.5%
value of the claim
£100 + 4.5%
value of the claim
£50,000
– £100,000
4.5% value
of the claim
£150 per hour Number of chargeable hours
+ 4.5% value of the claim
% of number of chargeable hours
+ 4.5% value of the claim

For claims over £50,000, you’ll need to pay £1,000 upfront before we work on your claim. This fee covers the cost of our initial work and disbursements charged to your account. If the chargeable hours and disbursements on your claim are lower than £1,000, we’ll refund you the proportionate amount. If your claim is successful, the judge will decide what percentage of our costs is paid by the debtor.

VAT is payable on the costs element and cannot be reclaimed from your debtor. If you are VAT registered you may be able to reclaim the VAT yourself.

If you are recovering a debt from an individual, you will need to take an additional step at the start of the litigation process.  Since 1st October 2017 the Pre-Action Protocol requires us to issue a Letter Before Claims to your debtor, before issuing proceedings. This is simple to do and our fee for this is £9.00, plus VAT.

Remember if you are adding interest and compensation it may take the debt into a higher banding with higher costs.

Where recovery is successful then the debtor will be liable to pay the amount in the ‘debtor pays’ column, although this may occur after you have paid the costs to us.

Judgment and Routine Enforcement

Action Amount of judgement Judgement costs
(excluding VAT)
Execution fees
(excluding VAT)
Execution fees Total
(excluding VAT)
Debtor pays
Bailiff Up to £125 £20 £0.00 £77 £97  £101.25
Bailiff £125 – £600 £20 £0.00 £77 £97 £101.25
HCEO £600 – £5,000 £20 £40.00 £66 £126 £139.75
HCEO Over £5,000 £25 £40.00 £66 £131 £147.75

Enforcement costs for the bailiff or HCEO will be collected direct from the debtor. Where they are unsuccessful then there will be a standard abortive fee of £75 + VAT for each address visited these costs are set by the courts.

Please note that where your debtor is based in Scotland or Northern Ireland then enforcement costs will revert to the debtor’s jurisdiction and you should read the costs for that jurisdiction by following the links below.

Northern Ireland
Scotland

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